Dental Insurance

dental insurance

The cost of dental treatment has been rising at an alarming rate in recent years

Even routine check-ups can be costly. And we all know how difficult it is to find a dentist willing to treat patients on the NHS!

That’s why it makes sense to get dental insurance. For a relatively small monthly cost you can receive the best of dental care all year round, safe in the knowledge that it’s already paid for.

Talk to us about the best value dental insurance in the UK.

We also offer car insurance | business insurance | mortgages

What choice do I have?

The choice is yours – but as you can see from our explanation beneath – only once choice makes sense if you really care about maintaining your teeth.

As technology advances, the cost of dental treatment increases and less and less dentists will take on NHS patients – there aren’t many affordable options open to us.

The choices are:

Get dental insurance
For just a small monthly or annual payment you are covered for any eventuality.

Pay for your dental care privately with finance
The costs of private dental care can add up. However, most private practices offer competitive interest rates and affordable payment plans as well as 0% finance for dental treatments.

London Cosmetic Dentistry is part of the Perfect Practices chain.

Join a dentist’s scheme which allows you to spread the cost of dental care over the year
This means you’re locked into a contract with one dentist. It also means that although your routine costs can be spread out over the year, you may still have to pay the major, unexpected costs without any help.

A unique service

No-one else can offer you such a detailed, thorough and individual service as us.

Once you have submitted your details using our simple, easy and quick quotation form – they will contact all the dental insurance providers in the UK to get you an up to date quotation. You will then receive a letter, quotation and application form should you wish to proceed.

The quotation form will explain in full the policy details of the recommended insurance provider. However, you will also receive details of every single dental insurance provider that meets your requirements, and their price for your insurance. It’s a unique service which gives you full control over your choice.

A specialist dental insurance representative will then contact you to discuss the quotation – and see if you wish to proceed.

What is included in a dental insurance policy?

You can tailor your dental insurance policy to meet your needs. This table demonstrates what you can normally expect to be covered for:

Standard
plan

Executive
Premier Plan

Routine and preventive care, e.g. examinations, scaling, polishing and x-rays

No

Yes

General restorative treatment – e.g. fillings, extractions, etc.

Yes

Yes

Remedial Care – e.g. root treatments, repairs to crowns, bridges or dentures, anaesthetics, periodontal care (gums)

Yes

Yes

Major Restorative Care – e.g. new crowns, bridges and dentures.

Yes

Yes

Orthodontics

Yes

Yes

Full reimbursement of NHS treatment charges

Yes

Yes

Covers accident and injuries (including amateur sports)

Yes

Yes

No restrictions on which dentist you use

Yes

Yes

Major advantages to Dental Insurance

  • Dental insurance allows you to use any dentist,
  • You do not usually have to be dentally fit before taking it out
  • You can afford to have dental work carried out, whenever you need it
  • You can afford to have regular check ups and maintain your bright smile!

 contact us for advice

Partnered with: